love your life. live well in love.™
dr rae sandler simon | licensed clinical psychologist
My Commitment
At Live & Love Well ™, I believe that everyone deserves access to authentic, compassionate, high-quality therapeutic care, regardless of financial circumstances.
To honor this commitment, I created theLive & Love Well ™ Scholarship Program, offering reduced-fee therapy to individuals and couples in need of financial support.
How the Scholarship Program Works
Scholarships are awarded on a first-come, first-served basis depending on my availability. To apply, new clients complete a brief application, provide income verification, and share their care needs.
If a scholarship spot is not available at the time of your application, I will connect you with trusted community programs offering reduced-fee psychological services.
Scholarships are granted for six months at a time and reviewed twice yearly. If your financial situation changes during that period, please let me know so another person can access this support.
Statements and Insurance
Service statements (otherwise known as a "superbill") are securely emailed to you monthly.
If you have insurance, I strongly encourage you to explore your out-of-network benefits. Many clients successfully obtain partial reimbursement by submitting these statements, which include all necessary service and diagnostic codes.
Learn more about out-of-network reimbursement →
How Financial Need is Determined
Scholarship eligibility is based on your annual household income, family size, and where you live. Because the cost of living in Hawai'i and the Continental United States (Colorado & PsyPACT states) are significantly different, I maintain separate income guidelines for each location.